International financial services Essay Example | Topics and Well Written Essays - 1250 words

Universal monetary administrations - Essay Example Intex is an outsider income projection method that can give precise information on existing insurance ventures and register income projection quicker and without any problem. This empowers the stock trade to get the data they need quicker and precisely for better dynamic. Second explanation is high recurrence exchanges in auxiliary market. This is a result of two reasons. As the exchange recurrence expands, the stock trade has less time and less assets committed to the essential markets. Besides, high recurrence exchanges produce higher salary to stock trades. In this manner, they will normally place assets in regions that give them more cash. Effect on the United Kingdom organizations The main effect on the UK organizations is decrease in their capital base. As the stock trade packs in the auxiliary market, the essential markets experience lack of talented faculty who instructs them on most ideal ways with respect to raising greatest capital for their organizations. Therefore, most organizations may decide on different wellsprings of capital since it is amazingly difficult to raise capital where there is no satisfactory assistance. Furthermore, most organizations set aside longer effort to raise their capital from essential markets. This is on the grounds that as the stock trade gets occupied with the optional markets, they will be long lines of organizations looking for help. Therefore, there will be delays in getting help. 2. An organization has the accompanying capital structure, and all protections gave have a similar ostensible cost of ?4.00. 400,000 5% Debenture Stock @ ?4.00 600,000 2? Inclination Stock @ ?4.00 1,000,000 Ordinary Shares @ ?4.00 (a) the estimation of the equipping proportion and the hugeness of this proportion to potential speculators Stock Quantity Price/unit in ? Sum capital in ? Debenture 400,000 4 1600000 Preference 600,000 4 2400000 Ordinary Shares 1,000,000 4 4000000 Total Fixed Capital 8000000 Gearing proportion shows the extent o f obligations used to fund resources in the organization. The higher the outfitting proportion, the more dangerous is the organization. This is on the grounds that a large portion of the cash utilized is acquired from different sources other than standard offers. (b) When Directors chose to disperse just 40% of the benefit (?800,000), the profit announced on customary offers is given underneath. =?320,000  The arrival on speculation  (c) a. The value/income proportion  (c) b. The idea of value/income proportion and the essentialness to future Price/acquiring proportion measure the estimation of the stock. This is on the grounds that it builds up the connection between the stock cost and the company’s profit. At the point when cost/procuring proportion is high in a given stock, the gauge gaining development is additionally high. It is an important proportion since financial specialists can use to look at estimations of supply of various organizations. Financial specialis ts ordinarily lean toward stocks with more significant expense/acquiring proportion since it shows more significant yields. 3. The idea of Right Issues just as focal points and detriments to the investors Rights issue alludes to an elective methods for raising capital whereby, an organization gives extra offers or stocks to previously existing investors with respect to their shareholding in return for money (Banerjee, 1990). For instance, an organization may offer rights issue based on one rights issue for each six held by the investors. An organization does this through prepared value offering or essential contribution advertise at a higher cost than expected or markdown. The strategy for rights issue is simple. When the issues

James Madison Essay Example | Topics and Well Written Essays - 1500 words

James Madison - Essay Example Madison solidly had confidence in the solid unification of the nation. Source The fourth President of United States, James Madison (sixteenth March, 1751-28th June, 1886) made a gigantic commitment towards building the establishment of the country. This incredible pioneer was conceived at Belle Grove Plantation arranged close to Port Conway, Virginia. His dad, James Madison Senior was the biggest landowner (with 5000 sections of land of land) and a main resident of the Orange Country. His mom, Nelly Conway Madison was the little girl of a conspicuous grower 2 and tobacco vendor. Along these lines, Madison was conceived in a significant prosperous family and as the most seasoned of 12 kids was given reasonable instruction at each progression of his life. The two his folks affected him and his vocation. James Madison went to Princeton College (recently named College of New Jersey) and graduated in 1771. On fifteenth September, 1794, James wedded a widow, Dolley Payne Todd (twentieth Ma y, 1768) and embraced her child, John Payne Todd. Dolley was the sister of Lucy Payne who wedded one of President Washington’s nephews, George Steptoe Washington. Dolley was removed from the Society of Friends for wedding a non-Quaker. Confirmation of Constitution Madison enormously contributed towards the approval of Constitution by composing a few Federal articles alongside John Jay and Alexander Hamilton. Madison had widely considered the antiquated and present day alliances and he comprehended that the republic would die in the event that it didn't have a solid focal government. He contributed twenty nine out of eighty five articles that were distributed in different papers. At 1787 Constitutional Convention, Madison’s draft of Virginia Plan and his progressive three-branch government framework turned into the reason for the American Constitution of Today. A while later when tended to as the â€Å"Father of the 3 Constitution†, Madison intentionally made lig ht of it by saying that the archive was not â€Å"the off-spring of a solitary brain†, however â€Å"the work of numerous heads and numerous hands.† Political Views James was a lot of a liberal strategically. He accepted that as the administrations were shaped after a proper political race and by well known selection of individuals, thus on the off chance that that legislature fizzled and got abusive, at that point individuals ought to have the full option to cause a revolt and topple that legislature. James regarded privatization as properties and strict freedoms. James Madison had assisted with composing the Federalists Papers. As indicated by him, the national government ought to be engaged to act straightforwardly on people while protecting the uprightness of the State Sovereignty. Subsequently, this likewise makes him Federalist in a political manner. James was a republic as well. His life was dedicated to the reason for self government. Abhorrence of Slavery Jame s Madison viewed servitude as a type of pitilessness where one individual was treated as a property of another individual and exchanged a similar path as human does. In a letter to Robert J. Evans, Madison composes, â€Å"[I]f subjugation, as a national malevolence, is to be annulled, and it be only that it be done at the national cost, the measure of the cost is definitely not a vital consideration.† 4 James Madison engaged general society to nullify bondage and to regard the slaves as people and not just as property. Supported Congress Over State Legislature James Madison supported the Congress over the

DSM-5 New DSM Edition Sparks Controversy in Some Areas

DSM-5 New DSM Edition Sparks Controversy in Some Areas Basics Print Diagnostic and Statistical Manual of Mental Disorders The latest edition of the DSM makes some controversial changes By Marcia Purse Marcia Purse is a mental health writer and bipolar disorder advocate who brings strong research skills and personal experiences to her writing. Learn about our editorial policy Marcia Purse Medically reviewed by Medically reviewed by Steven Gans, MD on August 05, 2016 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on October 09, 2019 BraunS/Getty Images More in Psychology Basics Psychotherapy Student Resources History and Biographies Theories Phobias Emotions Sleep and Dreaming The long-awaited new edition of the Diagnostic and Statistical Manual of Mental Disordersâ€"DSM-5 for shortâ€"angered some mental health professionals and patient advocates, both for what it included and didnt include, when it was released by the American Psychiatric Association in May 2013. For years, the DSM has been known as the psychiatrists bible. It affects more than just the diagnosis of mental illnessâ€"its used in determining insurance benefits and disability, affects the availability of special education and social services, and is a staple in court proceedings. This latest edition, the fifth, had been several years in the makingâ€"years that saw extreme controversy about some of the proposed changes. Some members of the committees working on the new volume even resigned in protest of particular changes. DSM-5 as a Diagnostic Tool The DSM lists criteria for diagnosing such things as psychotic disorders (like schizophrenia), mood disorders (like bipolar), anxiety disorders, personality disorders (like antisocial personality disorder), trauma- and stressor-related disorders (such as PTSD), and many, many more. For each disorder, theres a list of specific symptoms and behaviors that must or must not be present in order for the illness to be diagnosed. Usually, a certain number of the listed items must be present, rather than all of them. For example, in bipolar disorder, in addition to the mood disturbance, three to four of these seven symptoms or behaviors have to be present in order to diagnose the condition: Inflated self-esteem or grandiosityDecreased need for sleepMore talkative than usual, or pressured speechEasily distractedIncrease in goal-directed activityExcessive involvement in risky activities DSM-5 Controversies: Autism, ODD, Bipolar There was a big public outcry when four separate autistic disorders that had been listed in the fourth edition of the DSM, including Aspergers Syndrome, were combined into a single illness, Autism Spectrum Disorder, for the DSM-5. Patients currently diagnosed with Aspergers and their parents feared losing social and educational services. However, its not clear if this has occurred since the change in the DSM was made. Others in the mental health community were bitterly opposed to including an illness that was in the previous version, Oppositional Defiant Disorder (ODD). The diagnosis involves children and teens who talk back to parents and teachers, who sometimes refuse to obey authority figures, and who lose their tempers easily, labels that child or teen mentally ill unnecessarily. What was not added was a diagnosis for pediatric bipolar disorder (also called child-onset bipolar disorder, or COBPD). Instead, a new diagnosis was created called Disruptive Mood Dysregulation Disorder (DMDD). This disorder focuses on frequent, severe temper outbursts and overall irritability or anger between them. Disruptive Mood Dysregulation Disorder can be diagnosed along with Major Depressive Disorder (MDD), but not with bipolar disorder. If you look at the symptoms of bipolar disorder in children, as combined by childhood bipolar experts Demitri Papolos, MD, and his wife Janice Papolos, you will see some similarities and some differences between these and those of a child diagnosed with both DMDD and MDD. National Institute of Mental Health (NIMH) Response National Institute of Mental Health Director Dr. Thomas Insel didnt appear to like the DSM-5s approach, at least initiallyâ€"he said as the DSM-5 was released in 2013 that going forward, NIMH will be re-orienting its research away from DSM categories, with the objective of developing a system that includes genetics, biomarkers, brain scans and other physical aspects of and testing for mental illnesses. Insel wrote, While DSM has been described as a Bible for the field, it is, at best, a dictionary, creating a set of labels and defining each. Criticizing the validity of the DSM, Insel appeared to some to be withdrawing all support for the DSM-5. However, just two weeks later a press release issued by NIHM and written jointly by Insel and Jeffrey A. Lieberman, M.D., President-elect, APA, clarified Insels earlier blog post. In particular, the press release says: Today, the American Psychiatric Associations (APA) Diagnostic and Statistical Manual of Mental Disorders (DSM), along with the International Classification of Diseases (ICD), represents the best information currently available for clinical diagnosis of mental disorders. Patients, families, and insurers can be confident that effective treatments are available and that the DSM is the key resource for delivering the best available care. The National Institute of Mental Health (NIMH) has not changed its position on DSM-5. However, NIMH still has plans to go forward with developing a more physically based diagnostic system, although the agency acknowledges that this is a long-term project. Future research in the field will need to be based on dimensions of observable behavior and neurobiological measures in order to qualify for NIMH grant funding.

How Jessica s Early Upbringing Impact Her Current Situation

605 Assignment 2: Quiz – Essay Question Two University of Southern California Francis Sizer Dr. Doni Whitsett November 13, 2014 Question 2: Jessica, a 24 year old, who grew up experiencing child sexual abuse now finds herself involved in an abusive relationship with her live-in boyfriend. She has been living with her current abusive situation for four years. She has tried to leave the situation before, but has returned to her boyfriend each time. She demonstrates a wide range of symptomology from hyper-vigilance to dissociation. She is at times tearful and agitated and at other times she is distant as if â€Å"in a dream.† A. How might Jessica’s early upbringing impact her current situation? Jessica’s early upbringing impacts†¦show more content†¦This style is also more likely to be the recipient of abuse. The fearful style also has an unlovable presentation of self and can show itself as either the perpetrator or recipient in partner violence. I believe that Jessica’s childhood directly impacted her inability to recognize her need to self-protect and understand that she does not â€Å"deserve† this type of behavior from her current boyfriend. She cannot recognize this because she feels she is undeserving, unlovable and â€Å"bad.† If Jessica had a secure attachment to her caregivers as a child, she would have the foundation for optimal mental health and resilience which is a protective factor against the development of trauma (Solomon Siegel, 2003). Using concepts of Fairbairn’s object relations theory, Jessica is attracted to the exciting object as indicated in the asynchronous materials on the virtual academic center. The ideal objects, Jessica’s parents, were supposed to nurture and care for her; they did not meet those needs. Jessica longs for acceptance and approval. In her internal world, Jessica experienced disappointments with her external objects. She created internal objects that compensated for the deficits of her parents. As a child, Jessica was in a state of helplessness and dependence to her parents (objects) and she needed to see them as good. As a result, in order to cope with the anxiety she feels, she split off the negative aspects and repressed them

Analysis Of Schleiermacher s On Religion - 1495 Words

Within the following essay we shall be considering the given extract from Schleiermacher s ‘On Religion; speeches to its cultured despisers’’, which comes from the fifth speech within the text. Schleiermacher’s fifth and final speech explores the range of religions presentations viewed across the world and how this impacts the idea of the plurality of God. not only this by in his conclusion Schleiermacher puts forward the idea that Christianity can be viewed as separate from all other religions as the most accurate form of religion. Within the given extract Schleiermacher’s account of Christianity is outlined as well as discussions on why exactly he believes it to be the most successful form of religion. While the following essay will†¦show more content†¦Meaning that religion is â€Å"feeling which gives reality to knowledge and substance to morals† (Schleiermacher, introduction), this is important because it shows that what Schleiermacher values in a religion is that it adequately acts as intuition towards the infinite. What is important is that Schleiermacher really doesn t consider religion in the traditional sense, he believes that God is the world itself, and so everything we are involved in and everything that is the world is religion. He goes as far as to say that a miracle is not a break in natural law, instead, it is just an event viewed from a religious standing, rather than a scientific one. Because Schleiermacher ultimately views that religion and science are both aiming at the same infinite, and to hold a scientific belief over a religious one is simply a difference in perspective. Now that we have seen what it is Schleiermacher sees religion is and why he values it as a whole, we can consider why he values Christianity specifically. Schleiermacher values Christianity as a form of religion because the heart of Christianity is transcendence, wanting us all to be individual from the world. â€Å"The original intuition of Christianity is more glorious, more sublime, more worthy of adult humanity, more deeply penetrating into the spirit of systematic religion, and extending farther over the whole universe†Show MoreRelatedAnalysis Of Schleiermacher s On Religion1499 Words   |  6 PagesSchleiermacher’s â€Å"On Religion; Speeches to its Cultured Despisers†. Schleiermacher’s fifth and final speech explores the range of religions presentations viewed across the world and how this impacts the idea of the plurality of God. Not only this but in his conclusion, Schleiermacher puts forward the idea that Christianity can be viewed as separate from all other religions as the most accurate form of religion, and his reasons for this will take up the majority of this essay s discussion. WhileRead MoreThe Relevance and Authority of Scripture Essay952 Words   |  4 Pageswas â€Å"the only infallible, authoritative Word of God† (qtd. in â€Å"Church History†) the evangelical movement joined people together out of other random religions and formed a cohesive bond between churches. Liberal Friedrich Schleiermacher believed that a person’s private revelations of God took precedence over their revelations from Scripture. Schleiermacher claimed the Bible was nothing more than a record of others’ religious experiences, as opposed to the inspired Word of God (Lane 238) He taught thatRead MoreEffects Of Excluding African Religions And Beliefs From Global Discourse Essay1749 Words   |  7 Pagesotential Effects of Excluding African Religions and Beliefs from Global Discourse In this paper, I will discuss the implications of excluding African traditions from the global religious dialogue. First I will give a brief overview on the deliberation. Then, I will attempt to present how this exclusion occurs or might occur, and lastly what its implications of are. To begin, my proposal to pursue this discourse stems from the class reading assignment related to â€Å"emerging† global consciousnessRead MorePotential Effects Of Excluding African Religions And Beliefs From Global Discourse Essay1781 Words   |  8 PagesPotential Effects of Excluding African Religions and Beliefs from Global Discourse In this paper, I will discuss the implications of excluding African traditions from the global religious dialogue. First, I will give a brief overview on the deliberation. Then, I will attempt to present how this exclusion occurs or might occur, while weaving the Yoruba religious art as an example of the piece of the religious dialogue that global discourse tends to reference in unique terms and lastly I will attemptRead MoreDr. Young s Thy Word Is Truth, We Travel1810 Words   |  8 Pagesfeel so bad in good environments that they prefer bad environments?† Young explains our sad state since man no longer is ready to listen to eternal God. This matches Young’s observation of critics that analyze the Bible as a common book. Worldly analysis does not heed Scripture where no prophecy is of any private interpretation, since Scripture must interpret Scripture. Our desperate need of light is shown by Young’s treatment of ANE pseudo-creation accounts, stating that the light is always presentRead MoreHow Does Black Administrators Affect Postsecondary Education For The Mid Level Administrator?7689 Words   |  31 Pagesliterature in Chapter II serves as the foundation of applicable research that guides my investigation. Chapter III outlines the research design. In this section, I address my research methodology, research participants, data collection, data analysis, the limitations of the study, and ethical considerations. The intention of this research is to contribute to the understanding of how Black administrators in postsecondary education experience microaggressions and the tools these administratorsRead MoreThe Best Theology Would Need No Advocates1963 Words   |  8 PagesBarth attended some of the most prestigious institutions such as Bern, Tubingen, Berlin and Marburg. It was at Berlin in which Barth studied liberal theologian Adolf con Harnack and also became heavily influenced by Wilhelm Hermann and Freidrich Schleiermacher in his time at Marburg as well. It was then that Barth became profoundly enticed in the nature of the scientific method. After carrying out time in Geneva, Barth soon was chosen to serve at a parish in Safenwil, Switzerland. Shortly after in 1913Read MoreQuestions On Academic Integrity Policy2400 Words   |  10 Pagesassessment in any other unit or to any other institution. I have read and understood Avondale s Academic Integrity Policy. ☠Agree Date: AVONDALE COLLEGE School of Ministry and Theology Assessment Evaluation Form Unit Total Percentage Student Outcomes Unsatisfactory Partially Satisfactory Satisfactory High Very High Comments 1 2 3 4 5 6 7 8 9 10 1. Sequenced, relevant content 2. Analysis , not merely description 3. Argument fully developed, cohesive and supported

Lowell Textile Mills and Mill Girls Free Essays

Lowell was among the largest city in America in mid-1800s. It was well known for its accomplishments most notably the establishment of power loom and the combination of the cotton cloth manufacture process in one single mill. Additionally, the technological innovation from Europe was first implemented in Lowell mills in America. We will write a custom essay sample on Lowell Textile Mills and Mill Girls or any similar topic only for you Order Now Other technological and infrastructure developments that contributed to Lowell city industrialization were Lowell canal, steam locomotive, Lowell and Boston railroad and waterpower. By 1828, Lowell was thriving as a hub of industrialization. At this time women were surged at Lowell mills seeking employment. Over eighty five percent of Lowell textile factory workforce was girls aged 15 to 25 years. These were the young, unmarried, and women who were considered to be superfluous in farm labour. Most of these girl were farm girls from the outskirts of Massachusetts, New Hampshire and Vermont. The mill girls signed a contract of one year which upon completion they were relieved to get married or join other working field such as teaching. As far as many girls were concerned, the working experience as mill girls, though tough, was a taste of self-reliance and freedom from home. Some of the girls often used part of their wages to pay for their brothers’ school fees and others could save a portion of their earning for their marriages and houses. It was really a big deal for young girls to work away from their homes and earn cash wages. Apart from wages, factory recruiters assured parents that their girls would enjoy other privileges such as education, access to libraries, food, accommodation at company owned boarding houses as well as they would enforce high morals uprightness to their daughters. This ensured that the policy of hiring young girls did not face opposition from the society that was conservative and perceived women as nothing more than domestic workers. The work in the mills was toilsome. The girls had to endure working in the power looms which were poorly aired, dusty, very hot and smoky for 70 hours a week. The working hours was between 5 am and 7 pm with meals break in between. Time between 7 pm and 10 pm was used for communal supper, writing, attending classes, shopping and washing. After 10 pm a curfew was imposed by house mothers. Mill girls also faced a challenge of living in an unsanitary congested boarding houses. This fuelled spread of hygiene and communicable diseases such as cholera, dysentery, tuberculosis which claimed lot of lives. Despite the harsh working condition and stringent rules in Lowell mills, the overall handling of girls in the factories was fair compared to other fields. The cash wages paid to the mill girls enabled them to showcase their social and economic independence. The wages offered by Lowell was the highest in America for women. This was contrary to the long hours of unpaid labour in rural areas which the girls were accustomed to. Lowell cotton goods label painted a well groomed young lady in her loom. This was first in American history for a woman to represent excellence and elegance of a product. Apart from wages, the mill girls also benefited from superior education and self-development. How to cite Lowell Textile Mills and Mill Girls, Papers

This Is Henry free essay sample

I recently, out of boredom and as a favor to a friend, attended a local show; completely unexpectedly, I was truly thrilled with every penny and second spent on the occasion. While most bands that preformed that night were the usual sloppily thrown together group people often see at theses events, one band stood out above all others with not only extraordinary musical talent but also a truly exciting performance. Born and raised in Georgia, This is Henry is one of the best bands the south has produced. Their music is the perfect blend of well written lyrics, catchy beats, and interesting composition. Their song type ranges from up beat songs like ‘Trust is My Game’ to acoustic pieces like ‘Winter Weekends.’ Their melodies are well composed and more than friendly to the ear and, with intro’s like the one found in ‘We are Forever’, their music is absolutely breathtaking. We will write a custom essay sample on This Is Henry or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page While their music alone is enough to bring me out to every show, their concert is an experience entirely of its own. They don’t simply make music, they perform it. Stage left, the energetic and adorable guitarist is impossible to ignore. He’s called Branden Hubler and is my personal favorite. His excitement is no less than palpable as he makes it impossible for the crowd to enjoy their music any less than he does performing it. Center stage is Brandon Barker, the striking lead vocalist. He is the perfect front man with an attitude and level of charm that allows him to interact with the crowd on a very personal level. If you pay any amount of attention, it is very unlikely that one might resist falling in love with either his looks, his voice, or some strange combination of both. Last, but most certainly not least, and a little to the back is Jacob Causey, the ambrosial drummer. He pulls the band together with his well played drumming and excellent back up vocals. It is truly unrealistic to claim that any member of This Is Henry is not blessed with both the unnecessary luxury of good looks and usually absent but thankfully present gift of true talent. The more thought I give the subject the more I realize that This Is Henry truly is an unobjectionable band. Their music is the soundtrack of every teen aged life and their performance is one to remember. Stick around for a while after the show and the chances that you will get to meet the members is great; more than that, the chances that you will be pleased with their personalities are even greater. This Is Henry is a full package band. They’re worth your money, they’re worth your time, and they’re one that I strongly suggest to any and everyone.

Essay on Oral Automobile and Cyclists

Essay on Oral Automobile and Cyclists Essay on Oral: Automobile and Cyclists Firstly, something needs to be done to help make the roads safer for motorists and cyclists alike. Here are just 3 things that can be done to help improve safety on the roads. Volvo are creating a detection system in their cars that will alert the driver that a cyclist is in their blind spot. By having this system built into cars this will eliminate the possibility of a driver turning into a cyclist. This system needs to be built into all cars so that there is no risk to cyclists that might go unseen by careless drivers. As of now there are only systems that alert drivers of cars in their blind spots but why are we only worried about other cars on the road? We don’t just share the road with cars, we also share it with cyclists. Another possibility of making cyclists safer on the roads would be to widen bike lanes. Although it is not illegal for cyclists to ride abreast, side by side, it can still be a major inconvenience for motorists to have to get around them to allow enough room for the cyclist. Motorists have to allow at least 1 metre of space for a cyclist in a 60 zone and 1.5 metres in any speed zone higher than 60. When a pair of cyclists are riding abreast it is unsafe for a motorist to allow that much space for the cyclist because they will have to drive on the other side of the road. If bike lanes were widened then it would be possible for cyclists to ride abreast but still be in the bike lane and have adequate room on the road for a motorist to pass safely. Also, more money needs to be funded into advertising cyclist safety. The government needs to put in the work to educate people on how to safely share the road with cyclists. The government needs to focus on keeping all road users safe and by starting advertising campaigns on cyclist safety the number of cyclist deaths and injuries may begin to drop. LINK SENTENCE BACK TO TOPIC SENTENCE Secondly, it’s up to motorists and cyclists to work together to share the road safely. For motorists they need to make sure that they are aware of their surroundings at all times. If they are going to be trying to overtake a cyclist they need to make sure that they allow adequate room to provide the cyclist safety. Some motorists need to show some consideration for cyclists. Not all motorists will consider a cyclists safety when driving past them. Even when turning left through a bike lane, motorists need to make sure that there are no cyclists coming past. Not all blame can be place on motorists, cyclists also have a responsibility to keep themselves safe on the road. Cyclists need to make sure that they are riding predictably. Some cyclists will swerve in and out of parked cars; a cyclist who rides like this is putting themselves at risk. Not all motorists will be expecting a cyclist to come swerving out into their path. A cyclist may also need to show some courtesy to driv ers. If a pair of cyclists are riding abreast and they know that cars are approaching, although it is legal for them to ride like that they could show some courtesy to motorists and ride in single file while the cars pass. By cyclists showing some courtesy motorists might show more respect to cyclists and then motorists and cyclists can share the road safely. LINK SENTENCE Thirdly, some people may say that cyclists are reasonably safe and that the death toll of motorists is much higher and therefore more should be done to lower that count, however any death is one too many and more can be done to increase cyclist safety. In 2014 the TAC had a total of 22,012 cyclist injuries reported. Although only 1,569 of those injuries required hospitalisation, this is still an overwhelming number of people who were put in harm’s way. Even if the person who was injured didn’t need to go to hospital for their injuries, they could still have gone through a lot of mental

History of the SAT Its Many Failures and Controversies

History of the SAT Its Many Failures and Controversies SAT / ACT Prep Online Guides and Tips The SAT tends to be seen as an immutable barrier that all students must overcome before getting into college. But standardized testing is a business, and the College Board has its own motivations behind maintaining the status of the SAT as the definitive test for college readiness. In this article I'll take a look at SAT history, its successes and failures, its motivations, and how it might evolve in the future. A Brief History of the SAT Believe it or not, the original SAT was adapted from an intelligence test used to screen recruits for the US Army during the First World War.This original test was called the â€Å"Army Alpha†, and it was thefirst mass-administered IQ test.A psychologist and Princeton professor named Carl Brigham who helped develop the Army Alpha adapted it for use in college admissions after the war as the SAT. The first SAT was administered to a few thousand college applicants in 1926.It was 90 minutes long, and it consisted of 315 questions testing vocabulary and basic math. But the SAT only really blew up when Harvard (of course) showed interest in using it as a means to assess scholarship applicants. In 1933, Harvard President James Conant started a scholarship for academically gifted young men who didn’t come from the hoity toity Eastern boarding schools that usually funneled people into Harvard. Conant needed to find a standardized test that he could use to reliably evaluate candidates, so the assistant dean at Harvard, Henry Chauncey, was tasked with figuring out what to use. Chauncey met Carl Brigham and recommended that Harvard use the SAT. Conant liked the SAT as a screening tool because he thought it measured pure intelligence regardless of high school education. Thus began the era of widespread SAT Testing.In 1938, Chauncey convinced the schools of the College Board (an organization founded in 1900 by the presidents of the top 12 American universities to administer admissions tests) to use the SAT as a test for scholarship applicants, but not regular applicants yet. By 1942, the SAT had become the standard test for all applicants.The SAT was administered to over 300,000 people across the country in 1944.The test remained pretty much unchanged until 2005 when the College Board added the writing section (raising the highest possible score from 1600 to 2400) and renamed the verbal reasoning section "critical reading". Successes and Failures in SAT History The SAT has been a contentious topic for years now. Is it really a fair way of judging college applicants? Standardized tests like the SAT cast light on systemic problems in our society that have lead to cycles of poverty and sub-par education. Many people would argue that the SAT contributes to these cycles, and this is true in certain respects. The SAT helps to perpetuate the myth of the American meritocracy, meaning the smartest, most well-qualified people will always rise to the top regardless of their original starting point (clearly false). It's used as an admission ticket to the upper class, and with enough tutoring that ticket can pretty much be purchased outright. On the flipside, the SAT has also given gifted people from less privileged backgrounds the opportunity to attain higher education at previously closed-off elite institutions. Failures of the SAT Despite Conant’s original belief that the SAT could objectively measure intelligence, this has proven to be far from the case.Many poor and minority students are put at a disadvantage by the test. It has been shown that there is a 400 point gap between the average scores of the poorest students (family income under $20,000) and the wealthiest students (family income over $200,000). If you don’t go to a good high school and don’t have the tools in terms of vocabulary, reasoning skills, or math background, it’s going to be really, really hard to get a great score no matter how â€Å"smart† you are. Whereas kids who go to private (or pseudo-private) high schools where everyone gets individual attention and every home comes with a built-in parental helipad are going to have a huge advantage. Beyond these large systemic problems, the College Board has also faced a string of scandals recently, ranging from widespread cheating in Asiato misprints on the June 6th, 2015 test that led to cancellation of the affected sections. In contrast, the ACT has had a relatively quiet history with infrequent scandals. Successes of the SAT If you go to a bad high school but you manage to do exceptionally well on the SAT, your scores can give you access to great opportunities that might otherwise have been out of reach. Without the SAT, it would also be much more difficult for colleges to make admissions decisions, which is why it is still seen as a necessary step in the college application process. The 2016 redesign seems to be a genuine effort at making the test fairer for everyone. Whether it will accomplish this goal is dubious. It's important to remember that the SAT is something that sits on top of a lot of other problems in the American educational system, and to a large extent it is at the mercy of those problems. â€Å"Non-Profit†, Eh? Incentives That Drive the SAT What is the goal of the all-knowing, all-seeing entity that is the College Board? What drives the continued existence of the SAT as a primary tool in college admissions? Officially, the College Board is a non-profit, but the facts call this into question.Its president was compensated almost $900,000 per year as of 2010 - that’s more than the president of Harvard.The College Board generated $759 million in revenue in 2012.It also sells test prep materials, thereby creating a cycle of even more revenue for itself. A summary of the College Board's income and expenses for 2012 from ProPublica's Nonprofit Explorer The College Board wants to get as many people to take the SAT and other tests (AP) that it oversees as possible.This is part of the rationale behind the SAT redesign - the ACT recently overtook the SAT as the most popular standardized testing choice. Colleges have also started to eliminate the SAT as a requirement after studies indicating that it doesn’t act as a great predictor of future success or college graduation rates (high school grades are a much better indicator) and is a barrier to intelligent students who are less privileged.The impetus behind the new SAT is to preserve the test’s image as the definitive indicator of college readiness, and thus preserve the College Board’s market share and profits. SAT results can only be destroyed in the fires of Mount Doom (Mount Doom Community College - you haven't heard of it? It has a great welding program.) The Future of the SAT As you may know, the redesigned SAT will be available to test-takers starting in 2016.It remains to be seen whether the changes will make any significant difference in the clear disadvantages the current SAT presents to lower income and minority students.This articleoutlines what you should expect to see on the new SAT. One major overall difference will be more focus on logical reasoning skills in context rather than in isolation. This means less questions that essentially just ask for the definition of a word or whether a single sentence is grammatically correct and more questions that rely on the larger narratives of surrounding passages.This could help intelligent students who don’t have the best educational background still do well on the test. There will also be fewerâ€Å"tricky† questions and more consistent test content. Overall there is a move toward more straightforwardness. Educational ideology seems to be headed in the direction of greater sensitivity to the disadvantages that people face and stronger efforts at combating those disadvantages. Even with all its flaws, it’s likely that some form of the SAT will be around for a while because it’s such a convenient way to evaluate college applicants. Hopefully standardized tests will continue to evolve along with our educational system so they can get closer to providing the opportunities they purport to offer for the people who need them most. What's Next? If you're still curious about the new SAT, read about how to study for it and whether you should take it. Alternatively, if you would like to read about embarrassing things the College Board has done, learn about this mistake they made and what you should do if you encounter unacceptable testing conditionsduring your exam. Want to improve your SAT score by 160 points? Check out our best-in-class online SAT prep program. We guarantee your money back if you don't improve your SAT score by 160 points or more. Our program is entirely online, and it customizes your prep program to your strengths and weaknesses. We also feature thousands of practice questions, 10 official SAT practice tests, and personal feedback on your essays from an expert instructor. 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Marketing and PR Essay Example | Topics and Well Written Essays - 2500 words

Marketing and PR - Essay Example These marketing strategies include differentiation strategy as a suitable generic strategy, and operational strategies such as pricing, promotion, distribution, and the environment. Other strategies adopted were push strategy for distribution of the products and services, and direct sales for the pricing of the commodities. The expected outcomes of the implementation of the marketing plan for the company were; (a) to reach 60 percent of the target population, (b) improve the brand image within four months, and (c) adopt and implement the most appropriate and efficient marketing strategies to reach the targeted consumer. Marketing Plan for the Unsigned Band ‘Yung Mur’ Publicity for the music artist means everything. Proper publicity ensures that the artist or music band are well known and received among the target audience. Gone are the days when musicians and music bands used to rely on record labels for publicity (Griffin, 2010). The world of music and media promotion h as shifted to online promotion. This has leveled the playing field as artists can now compete at the same level. Everyone has a fair chance at success, as long as they make good use of the new promotional opportunities available on the internet. Unsigned bands such as Yung Mur, with the right marketing strategy, can gain even more recognition than their counterparts who are signed by big record labels (Business Resource Software, 2011). The marketing plan should aim to increase the band’s fan base. To do this, the band’s publicity strategy should be targeted at the right audience. The image and brand of the band should be unique and authentic. Authenticity is vital for musicians planning to run publicity campaigns on the internet or using any other new media for promotion. The most important aspect of online marketing for unsigned bands is having a website. A customized website that has been designed professionally is vital to success in the business of music. The webs ite should be about content marketing, and the content needs to be original. The best music promotion websites not look anything like marketing, but they actually function like marketing (Luther, 2011). This is how the Yung Mur website should be like. The website should enable the band to build its own unique platform, find its own fans and sell its music to them directly. Other new media forms that the band can make use of in their promotion include social networking sites and video-sharing websites such as youtube. These two are powerful marketing tools since they have the capacity to form a bulk of the band’s target market. Although internet PR is a wise marketing strategy for musicians and music bands not yet signed to record labels, there remains the issue of competition from these conglomerates. Their influence is still significant because they also make use of the internet as a promotional tool for their work. However, there is also the option of collaborating with the m for the purpose of online music marketing (Business Resource Software, 2011). As an unsigned band, Yung Mur can gain much exposure by collaborating with a music marketing conglomerate which is likely to use its established platform to sell the band’s music. General Overview This marketing plan aims to popularize the name Yung Mur, not only in Britain, but in the rest of the western world. The

Pick one of the topic on the attachment Essay Example | Topics and Well Written Essays - 1000 words

Pick one of the topic on the attachment - Essay Example It is the responsibility of the project manager to ensure that the organization selects the right project. For the survival of the project, adequate resources are vital which will ensure its sustenance to the final stage. The projects requires being in line with the organizational goals. Periodical review of the program is necessary for the achievement of its set goals. In case, the planned outcome and the actual outcomes are not in unity, the management team conducts a review on the entire project regarding the allocation of resources and carries out necessary changes to ensure the achievement of major objectives (Brennan, 2011). The team company assists in the formulation and the enforcement of different policies and standards that govern the implementation of the program. For example, the team comes up with some strategic goals, such as those related to the IT area and be able to weight the project basing on the outcome. The reason for weighting the outcome is to determine if the project is significant enough and hence worth undertaking. The team company monitors the projects progress and reports to the project management team for necessary actions. The step is thus subject to consider as being among the best practices in project management due to the active monitoring of the projects. The issue here is that companies come up with projects but fail in implementing them due to lack of adequate management of company strategies. In this regard, project portfolio management becomes an essential tool for the success of a project. The team company engages in outlining the resource requirements for the completion of the projects followed by seeking necessary funds to finance the expenses. Every stage of the project lifecycle is important for its success. The processes begin from the conception of the project, planning, implementation,

Promoting The Health And Wellbeing Health And Social Care Essay

Promoting The Health And Wellbeing Health And Social Care Essay Go for your life strategic plan 2006-2010 aims to promote healthy lifestyles, encourage physical activity and healthy eating, and prevent chronic diseases, Physical inactivity and poor nutrition are lifestyle factors that can cause obesity which can lead to chronic diseases which lead to an increase burden on the community. Around the world, obesity has reached epidemic proportions, with more than one billion adults overweight and around 300 million of those adults clinically obese (go for your life, 2006) Go for your life is tackling the increasing rate of illness, obesity and chronic diseases by educating Victorians on the benefits of good nutrition and physical activity. This is done by creating a framework for action that includes activities for all people, from different stages of life; children, young people and their families, adults, seniors and members of high risk groups. Children in the early years aged 0 to 5 and their families need to establish healthy eating and physical activity behaviors in the early years of a childs life. As it is a very important step for preventing future nutrition and exercise related problems. As most eating and activity occurs with the family, it is crucial for parents to be able to provide for their childrens needs with an emphasis on health and wellbeing, beginning with breastfeeding. Early childhood settings offer significant potential to improve the physical activity and healthy eating of young children in their care. Maternal and child health workers can provide information to parents/carers to assist them with activities they can do with their children to promote health and wellbeing. Early childhood staff like child care workers, school and preschool teachers need to have the knowledge, confidence and skills to promote culturally and age-appropriate healthy eating and physical activity to children while in their care and, where possible, to their parents/carers to further promote a healthy lifestyle. Young people aged 5 to 18 and their families have a better understanding of physical activity and good eating habits of school-aged young people. Young Victorians aged five to 18 years spend a considerable amount of their time in education, sport and recreational and primary care settings, teachers and family need to model culturally and age appropriate healthy eating and physical activity habits to young people. Adults as parents, workers and members of Communities are urged to improve the eating and activity behavior of other adults by promoting active healthy lifestyles. Senior Victorians can protect themselves against a range of diseases, including some chronic diseases, by sustaining a healthy lifestyle that includes a range of physical activities and good nutrition. While recognising that Senior Victorians may have widely different lifestyles and experiences, older people can gain greater knowledge, confidence and skills in healthy eating and active living. Aged care workers and those that work/care for the elderly need to ensure that they have the knowledge and confidence to keep the elderly active and have a healthy diet. Certain groups in the community have a greater burden of disease and experience higher rates of poor nutrition, lack of physical activity, overweight and obesity and associated chronic diseases. These groups include people with a low socio-economic status, Indigenous Victorians, men, people who have a disability, people from different cultures who have English as their second language. People who fall in these groups need to be better educated to gain the skills to change their behavior in order to lead a healthy and active lifestyle and decrease their prevalence of developing a chronic disease in the long run. Go for your life covers many areas under two main headings Healthy Eating and Active Living. Healthy eating comprises of: dietary advice, food and nutrients, nutrition and illness, what is a healthy weight? body image, weight management, food safety and healthy recipes. Active Living includes: activity general information, walking, active recreation, sports and activities, active transport, activity and illness, active living tips, places to go/things to do. These sub headings provide advice on how people can be active and lead a healthy lifestyle. Some initiatives developed as part of Go for your life include: Go for your life Canteens Advisory Service The Go for your life Canteens Advisory Service aims to support schools with primary school-age children to provide and promote healthy food choices. Increase the awareness and skills of canteen staff regarding the provision of healthy food services. Improve the participation from school councils and parents and friends associations to endorse and support healthy food choices in their schools and communities. Increase the accessibility of healthy foods offered in school food services. Link with and complement the Kids Go for your life service and other relevant components of the Healthy Active Victoria Strategy. Get Active Challenge The Get Active Challenge was a 10-week program targeting mens health and physical activity levels, based in Victorian workplaces. The program challenged men to boost their physical activity levels; whether on their own, in a group, with friends or with their family. Why should men get active? Men are drastically more likely than women to be overweight or obese. Men are more likely than women to be diagnosed with diabetes. Men have an increased estimated incidence of coronary heart disease twice that of females. Men are less likely than women to self-report their health status as very good or excellent. Regular physical activity is associated with the decline in the incidence of many serious illnesses such as cardiovascular and coronary heart disease, obesity, type 2 diabetes, osteoporosis and some cancers. Active Connections The Active Connections Program aims to address barriers to participation in physical activity in culturally and linguistically diverse communities. Three pilot projects are being undertaken over 2 years. Netball Victoria are working with local sport and recreation clubs, associations and facilities in Dandenong and Warrnambool to provide cultural awareness training, run the Net Set Go! junior netball program and a series of come and try days. The target groups for the project are young African refugees and their families and the project has seen the establishment of Sudanese netball teams participating in local competitions. Royal Victorian Bowls Association an 8-10 week introductory program to lawn bowls with 20-40 English language students of various nationalities attending each program from Adult Migrant Education Services (AMES) campuses in Footscray, Werribee, Noble Park and Dandenong. The program will provide an introduction to Australian sport and culture (including the role of clubs in delivering sport) through both practical and theoretical education. This model will be demonstrated to the 500+ lawn bowls clubs in Victoria and supported by the development of educational and promotional materials to attract CALD people to engage in lawn bowls. Centre for Multicultural Youth Issues (CMY) based in Ballarat, the CHAMP project intend to address barriers and increase participation rates and social inclusion for newly arrived communities in the Central Highlands Region, with a special focus on refugee youth and their families. CMY are working with local sport and recreation clubs, associations and facilities providing cultural awareness training and assistance with strategies and policies. CMY will also facilitate activities to bring sports organisations and newly arrived refugee and migrant communities together. Active Places The Active Places program aims to promote the benefits of leading a healthy and active lifestyle. The Go for your life Active Places program seeks to offer increased opportunities, awareness and capability for physical activity among marginalised and socially disadvantaged communities. The program will maintain community and organisational capacity building through community-based projects within Community Renewal, Neighbourhood Renewal or Community Building Initiative sites. Go for your life Ride2School Program The Go for your life Ride2School Program aims to increase the number of children riding to and from school and targets primary and secondary schools across the State. In 2006 the proportion of students who walked or rode was closer to only 20 per cent. As a result, the Government is funding a plan to get children and teenagers riding and walking more often under the Go for your life initiative. A key part of the plan is to expand Bicycle Victorias Ride2School Program to more primary and secondary schools across the state. Ride2School works with schools to help them extend their own Ride2School activities and support to encourage more students to ride and walk more often. Ride2School also coordinates activity challenges across the state to encourage students to cycle and walk more often Go for your life Walk Together Grants The Go for your life Walk Together Grants was a one-off funding program that was developed to establish and uphold sustainable walking groups in Victoria. Partnerships for projects aiming disadvantaged communities and other groups with low physical activity. Healthy and Active Choices The Healthy and Active Choices pilot project aims to emphasize the messages of healthy eating, physical activity and healthy lifestyle by making possible the provision and uptake of healthy food choices at regional sports facilities. Integration of walking and cycling Sport and Recreation Victoria are collaborating with government departments and agencies as well as non-government organisation and peak bodies to expand an integrated approach to walking and cycling across Victoria. The project has identified the need for a longer term vision for investment in walking and cycling and a strategy is currently being developed. Its Your Move The project promotes teenagers to take ownership, control and suggest the best ways forward to address healthy eating, healthy bodies and physical activity. The teenagers are working in collaboration with a variety of levels with government and the local community to look at and create new view to make healthier choices easier choices. The teenagers will keep a record of their eating and physical activity habits around the clock for the project, part of the Victorian Governments Go for your life strategy. (go for your life 2010) The whole-of-community project aims to: Decrease intake of sugary drinks and promote water consumption. Increase the proportion of young people eating breakfast. Increase fruit and vegetable consumption. Increase the healthiness of school food. Increase active transport to and from school. Increase partaking in organised sports and other active recreation. Create an acceptance of different healthy body sizes/shapes. The Government recognises that the entire community needs to be engaged in addressing this issue. Thats why Go for your life is working mutually with community groups, industry, organisations, schools, business and research institutions. Raising awareness about the significance of healthy eating, physical activity and healthy weight is a key element of Go for your life. The Go for your life communications activities provide Victorians with knowledge about the significance of healthy eating and physical activity, to support people to make positive lifestyle changes. Through Go for your life, the Government has made a significant investment in encouraging healthy eating and physical activity and endorsing healthy weight. From kitchen gardens in schools to supporting a healthy body image in teenagers, from diabetes prevention programs to programs designed to keep seniors healthy and active, Go for your life is engaging people and communities across Victoria in the challenge of taking on healthier lifestyles and avert chronic diseases.

The Eyes of the Dragon Essay

The novel's title, The Eyes of the Dragon, holds great significance to the book. In the novel, King Roland, ruler of the city Delay, kills a dragon and promptly mounts It head on his bed room wall. King Reload's son, Thomas, discovers he can spy on his father using the dead dragon's eyes. By entering a secret room, next to King Reload's chambers, Thomas can look through two peep holes which align with the eyes of the dragon. Thomas has never received his father's attention. He is always overshadowed by his brother Peter.When Thomas discovers he can spend time with and watch his father, albeit without his father's knowing, Thomas Is greatly Intrigued. The title, The Eyes of the Dragon, is a symbol of how far Thomas Is willing to go to have any connection with his father. He is willing to spy and spend all his night in isolation Just to watch his father. The title and symbol also helps the reader understand how Thomas is damaged when he later sees his father murdered. 2. The Eyes of th e Dragon is one of the few fantasy novels written by Stephen King. The novel revolves around fantasy elements such as kings, wizards, and dragons.The novel also has a family genre as many of the conflicts revolve around disputes between sibling, Thomas and Peter. 3. The novel, The Eyes of the Dragon, is written in objective 3rd person. Stephen King is omniscient throughout the novel. He is able to tell the feelings of multiple characters throughout different chapters. In the novel, Stephen King consistently breaks away from the story, to provide his opinion on recent events in the story. When Thomas was first introduced to the story, Stephen King explained his unbiased reasoning on why readers may thing Thomas Is a villain, anti hero, or cacti. . The story takes place In the Kingdom of Delaine, a fictional kingdom, which resembles medieval folklore. Delaine is actually part of a much larger universe, In- Worlds, which contains many other of Stephen King's novels. The kingdom of Dela ine is similar to 15 century Europe. Due to this setting, the story lacks advanced technology that could have helped solve many problems. Peter, accused of killing his father, was sentenced to life Imprisonment based on 3 non eye-witness testimonies. Using modern day technology, the people of Delaine could have easily seen Peter was Innocent.Since Delaine Is a medieval realm, the town people are all caste inside of a feudal system. This affects the people's manner of living and shows how the common folk struggle in social hierarchy (farmers vs†¦ Noblemen). Throughout the story, the farmers are forced to put up with higher and higher taxes given by the noblemen. Due to Detail's fantasy setting, the kingdom has a rich history of dragons, wizards, wars, etc. Characters often reference these events later on. The setting Is extremely similar to medieval England.Characters have a scalar dialect and tend to use Old English words: such as, ‘twats' and its'. However, the dialect i s spells certain differently. Is are consistently replaced with yes. For example, wife' and Me'. Overall, the setting creates quite a calm atmosphere. The city of Delaine is functioning normally in the beginning. Townsfolk consistently state the city is too calm and problems are bound to come. After King Reload's murder, the atmosphere becomes dreary and bleak as the townspeople are under consistent oppression by the new king poisons King Roland and frames Peter the murder.This act put Peter in prison for life. This begins Pewter's struggle of escaping prison, proving his innocence, and lamming his kingship. This also begins Flags opposing quest to bring chaos and destruction to the peaceful Delaine. These characters consistently clash throughout the story creating the main, person vs†¦ Person, conflict. 6. There are many conflicts throughout the story. Unknown to Flag, when the wizards poisons the king, Thomas witnesses the event and later learns Peter, his older brother, is i nnocent. After Peter is Jailed, Thomas becomes King of Delaine.Thomas is faced with the internal conflict of testifying Peters innocence and freeing him or keeping the throne, his one rise to name. This person vs.. Self-conflict causes Thomas much anxiety throughout the story. Peter also have a person vs.. World conflict after he is Jailed. The entire town now thinks he is a murderer. He is forced to free himself from the prison by himself and then prove his innocence to the towns people. There is a separate plot in the story of Ben Stead's quest to free Peter. Ben Stead, Pewter's sole remaining friend, goes to great lengths to help free Peter.He must do so without the townspeople or noblemen finding out as they all believe Peter is murderer. Ben Stead also has a person vs†¦ Ate conflict as his family has a curse of bad luck and ‘unfortunate stars'. Ben must try to break his family's history and live a happy life. There is also a person vs†¦ Person conflict in the so cial hierarchy. The townsfolk are consistently arguing with the noblemen over issues like taxes. This escalates to the formation of a rebel army that intends to take over Delaine. 7. After a climactic battle between Flag, the evil wizard, and Peter, Flag is shot with an arrow in his eye.Mortally wounded, the wizard magically disappears before he can be apprehended. Since Flag is the source of has in Delaine, his disappearance leads to the removal of chaos. Without Flags interference, Peter is able to claim the kingdom of Delaine. He proceeds to lower taxes and solve disputes between the farmers and noblemen. Since Peter is now king, Ben breaks his family's history of bad luck. He is now the closest person the most powerful person in the kingdom. Since Peter is now free Thomas is relieved of the guilt of knowing Pewter's innocence. Part B 8.

Future Growth Prospects in Africa - 1906 Words

Africa is a region that has for long been taunted as the dark continent. Years of political cynicism, proliferation of civil wars and governance mismanagement have negated the growth and development of the continent. However if the present positive growth patterns and future economic projections are anything to go by then the continent is set to undergo a massive transformation by 2025. African economies are showing impressive growth, with an average Gross Domestic Product (GDP) growth forecasted to be 6.3 % in 2013, Africa has become the fastest growing region in the world, and only a few Asian countries will continue to grow faster than the continents top performers. Africa`s growth projections are premised on the backbone of an anticipated educated young population growth, rising intra-African trade, investments in public-private partnerships and commodity-based industrialization. This paper gives an impetus to the future prospects of Africa by highlighting inter alia the present growth trends and envisaged future prospects. It also analyses what still needs to be done to ensure the envisaged growth projections are realized. Africa`s population growth is the highest in the world and by 2025 it will be the only continent where the youth population will expand. The projections also show that by 2035 Africa will have a larger working population more than that of India and or China (Mo Ibrahim forum 2013). This working population has the ability to transform theShow MoreRelatedThe Economic Development Of Kenya1251 Words   |  6 PagesKenya is the regional leader in East Africa and this position is expected to be a constant over time. The economy is fairly diversified with a strong and well developed services sector. 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Curtis Institute of Music Admissions Costs and More

As a specialized music school, and because of its caliber of education, Curtis is a very selective school, with an acceptance rate of just 4%, a number even lower than any of the Ivy League schools. Interested students will first need to submit an application, with SAT or ACT scores, and a high school transcript. After the application is accepted, students will need to schedule an audition with the school—live auditions are required, and students cannot send in an audio or video audition instead. Dabblers need not apply—the performance standards for Curtis are extremely high, and successful applicants are all highly accomplished musicians. Please be sure to check out the schools website for detailed information and to contact the admissions office with any questions. 2016 Acceptance Rate: 4% Curtis Institute of Music Description The Curtis Institute of Music, established in 1924, is one of the most selective and renowned music colleges in the country. It easily made our list of the  10 top music schools  in the U.S. Located in the heart of Philadelphias art district, the Institute is surrounded by theaters, concert halls, museums, and arts academies. The state-of-the-art facilities provide a professional yet comfortable environment for students to learn, rehearse, and reside. The University of Pennsylvania is within walking distance.   With a  student-faculty ratio  of 2 to 1, students are guaranteed a personalized, custom education at Curtis. Degrees offered include  Bachelor of Arts, Masters, and Professional Studies Certificates in Music and Opera. While symphonic training continues to be the Institutes focus, students are also trained as conductors, organists, and vocal artists. In addition to music classes and lessons, Curtis offers a range of liberal arts courses, cultivating a broad education for its students. Enrollment (2016) Total Enrollment: 173  (131 undergraduates)Gender Breakdown: 53% Male / 47% Female100% Full-time Costs (2016–17) Tuition and Fees: $2,525Books: $1,707  Room and Board: $13,234Other Expenses: $2,772Total Cost: $20,238 Curtis Institute of Music Financial Aid (2015–16) Percentage of New Students Receiving Aid: 90%Percentage of New Students Receiving Types of AidGrants: 90%Loans: 33%Average Amount of AidGrants: $9,131Loans: $3,786 Academic Programs The most popular majors at Curtis Institute of Music are: Music PerformanceVoice and OperaWoodwind InstrumentsStringed InstrumentsBrass InstrumentsKeyboard Instruments Graduation and Retention Rates First Year Student Retention (full-time students): 95%Transfer-out Rate: 16%4-Year Graduation Rate: 23%6-Year Graduation Rate: 77% Related Schools Applicants to Curtis are likely to apply to other prestigious music schools such as The Julliard School, the Boston Conservatory, Berklee College of Music, and the Manhattan School of Music. If youre not 100% sure that your future career path will be centered on music, or if youd like to be at a less specialized institution, then be sure to check out larger comprehensive universities with strong music programs such as The Ohio State University, Boston University, New York University, and Northwestern University. All of these schools are selective, but among all of the options, Julliard is the only one that has a single-digit acceptance rate like Curtis.   Source National Center for Educational Statistics